Business Start Ups
Andrew Wattsford LinkedIn profile
  • Aged 18 or over?
  • Living in the United Kingdom?
  • Have a new business idea or an existing business less than 2 years old?

We don’t want you wasting your time if you aren’t eligible so, just to double check, are you:

Step 1
Complete the 5 minute application form on the next page. A full eligibility check and credit search will be done and you'll be informed by email what the next steps are.

Contact us Today
for advice and support on starting your new business or submit an enquiry and we will contact you

The Application Process

Each founder (partner, director, shareholder) can apply from £500 up to £25,000. If your business partners are also applying, they should complete the application form too. Final loan amounts are assessed on the needs of your business.

Please note that this is not grant funding. Meeting monthly repayments form a primary condition of the loan agreement you accept and sign. Like other credit commitments, failed Start Up Loan repayments may affect your credit record and formal action may commence against you for missed loan payments.

Before You Start ...

Step 3
When your business plan is complete we will review it and let you know if your application has been successful.

What Is A Start Up Loan

Nearly there ...

Step 4
Once you’ve signed the loan agreement the money will be transferred to your bank account and you will be assigned a mentor if you would like one

Start Up Loans is a government backed scheme, providing repayable loans and mentoring to individuals in the UK with a viable business idea but no access to finance.


A Start Up Loan is a Government backed personal loan for business purposes for applicants who are 18 years or older at the time of application. 

​Individuals can receive one loan, however more than one partner in a business can apply for a Start Up Loan. Please note that you will be credit checked as part of your application.

​You must be aged 18 or over and based in the UK. The loans are unsecured personal loans but can only be used for business purposes.​


​We will help you through the application process, including advice on creating a business plan and cashflow forecast. There are no fees charged for obtaining a Start Up Loan or any of the services associated with it.

Apply Today For A Start Up Loan

Quick Contact

If so, great! Read the following information then complete the application form on the next page.

Step 2
We will be in touch to assist with your business plan. We will work at your pace. We’ll need to see your bank statements (and sometimes other ID is also required).

Business Starts Facebook page
Twitter Page

Call us:     01609 531740 / 07939 746488
Email us:  enquiries@wattsfordfinance.co.uk